Loan Calculator – Church Loan Fund

Loan Calculator v2

Annual Undesignated Income

Tithes/offerings given and not tied to any specific use.

Annual Designated Income

Money given that is intended for a specific purpose. (i.e. capital campaign, missions, youth camp, etc...)

Other Income

This is for non-traditional sources of revenue. Merchandise, rental income and concert ticket sales would be examples.

Giving Units

Enter the number of Giving Units that contributed to your Annual Undesignated and Designated Income.

Operating Expenses (minus annual lease or mortgage payment)

All expenses other than your current lease or mortgage payment.

Current Annual Lease or Mortgage

This is what you pay for your current facility.

Total Operating Expenses

Net Operating Income (NOI)

Anticipated Loan Amount

This is the total amount you expect to finance.

Property Value

This is the total value of the property you want to finance.

Loan Term (in years)

years

How long would you like to amortize your loan? Churches will typically go 20 or 25 years.

Estimated Interest Rate

What do you anticipate a lender charging you for the loan?

If you are human, leave this field blank.

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